McAlpine Consultants
McAlpine Consultants
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Claim Processing Service

Claim Processing ServiceClaim Processing ServiceClaim Processing Service

Properties lost at a tax auction can turn up unexpected gains

Claim Processing Service

Claim Processing ServiceClaim Processing ServiceClaim Processing Service

Properties lost at a tax auction can turn up unexpected gains

About Us

Unclaimed Funds Recovery Specialists

McAlpine Consultants specializes in the auditing of government agency records to locate unclaimed funds of properties sold at a tax auction.


We verify the accessibility and assist in the recovery of these funds.

If our research and legwork pays off, we retain a finder's fee and pay out the lion's share to it's rightful owner, you.


There are no up-front fees, ever. You don't owe us a single cent if we cannot get the government to let go of your money. We get paid when you get paid.

What We Do

The Problem

Tax sale overages, also known as tax lien overages or surplus funds, occur when a property is sold at a tax foreclosure auction for more than the amount needed to cover the outstanding property taxes and any associated fees. The problem is that it's not easy getting the money that's owed to you.


Here's a step-by-step explanation:


  • Property Tax Default: When a property owner fails to pay their property taxes, the government agency initiates a tax foreclosure process.


  • Tax Sale: The property is then sold at a tax sale to recover the unpaid taxes. The sale is usually an auction where the property is sold to the highest bidder.


  • Overage Creation: If the property is sold for more than the amount required to settle the delinquent taxes, the excess funds from the sale—beyond what is needed to cover the taxes, penalties, and any other costs—are known as "overages" or "surplus funds."


  • Claiming Overages: The surplus funds don't automatically go to the previous property owner. Instead, the former owner, or sometimes other interested parties like lien holders, need to formally claim these overages through a legal process, which involves filing paperwork and claim forms with the government agency or tax authority.


  • Unrecovered Funds: If funds are not claimed in the time allotted by State law, the funds "escheat" by the government agency holding them—funds owed the property's previous owner get permanently acquired by the government. 




The Solution

If your property was sold at a tax foreclosure auction, our services may be of value to you. We feel that it is unfair that the government gets to keep your money. The solution we offer is to partner with you in recovering these funds.


  • We stay on top of rules and procedures for claiming overages as they vary by jurisdiction.


  • We determine which tax authority or government agency is relevant to your claim.


  • We research your particular case to verify that the funds are still accessible.


  • We ensure that the correct legal documents are filled out accurately.


  • We stay in contact with the tax authority until all required documents are successfully submitted for review—we'll also make sure that it's done in a timely manner.


  • We find and work with attorneys or law firms to manage the claiming process. 


  • We do all the work, we take all the risk, and you get a check in the mail!




Contact Us

Please e-mail us if you lost a property at a tax auction.

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There might be money waiting for you!

Feel free to give us a call at (563) 279-4655‬

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